ReImagine's financial partners are world class...
SURV Financial was founded by industry veterans committed to providing cutting-edge solutions and exceptional service. Our strategic partners include financial institutions, credit unions, technology partners, payment processing networks, directors and investors.
Our partner's corporate offices are located just outside of Houston in The Woodlands, TX, and employees are spread throughout the country, offering a location-independent work environment.
Who Do We Serve?
We serve all business types, from start-ups/solopreneurs to established businesses that transact from a storefront, business-to-business or online presence (e.g., Shopify, Woocommerce).
Whether you own a restaurant, dental practice, doctor's office, home services business, auto repair shop, online business, or anything in between, we offer valuable services that can both save you money and make your business more money.
If your business makes large capital purchases, needs funds to expand, wants to offer customers financing, and/or accepts payments via credit card inside or outside your business, we can help.
Because of our unique network, we have thousands of various partnerships and relationships with independent agents throughout the country who refer our services.
Ultimately, we are passionate about finding the perfect business lending, consumer financing, or payment services for businesses so we can help you truly drive economic impact and grow your influence!
Payment Processing
Business Lending
Consumer Financing
Equipment Financing
Payment Processing
We offer multiple merchant-service solutions to ensure we meet your needs and exceed your expectations. We offer:
- Surv Zero - Surv Zero gives you unlimited payment processing for a flat monthly fee. Depending on the size of the transaction, a non-cash price adjustment is passed through to your customer on all card transactions. The amount collected is used to cover processing and interchange cost allowing you to save nearly all the money you’re currently paying in fees.
- Instant Merchant Settlement - Instant settlement works with retail merchants, eCommerce, and card-not-present merchants. We also support a range of payment options including cash discount, pin-based debit, mobile and ACH check transactions. We offer a fully integrated solution for all your payment needs.
- Point of Sale Solutions - We work with the top POS solution providers including: Clover, Poynt, Exatouch, Aloha/Micros EMV, and many others. Each industry has unique needs for POS equipment and we are able to provide you with the right equipment (in many cases for free) to help you collect payment for your products or services.
- Terminal Solutions - We work with all of the top credit card machine manufacturers. No matter what type of business you run, we have the right terminals for you. Additionally, because of our relationships with dozens of providers, we offer the largest selection of free equipment in the credit card processing industry. This includes terminals that are NFC and EMV-ready.
- eCommerce Solutions - Our payment processing platform integrates with all the popular eCommerce platforms and shopping cart software used online today (Shopify, WooCommerce, Big Commerce, OpenCart, 1ShoppingCart, SquareSpace, and many others.)
- Mobile Solutions - Want to accept payments from anywhere in your business or on the road? Instantly turn your mobile phone into a point-of-sale system, enabling you to take credit card payments, process refunds, or reconcile sales from anywhere.
- ACH Solutions - If you have simple or even more complicated needs, you can start accepting credit card and ACH payments on day one thanks to our integrated merchant underwriting. The move to this “omni-commerce” approach to accepting payments is being sped up by the ease of getting up and running almost immediately, allowing you to process each the same day you batch out.
- Petroleum Solutions - If your gas station is not accepting Fleet cards, you are losing business. Business owners of fleets, which may range from two trucks to thousands, need a convenient way to manage all of the fuel charges. From national trucking companies to a local lawn care business with three trucks, a fleet card makes managing their fuel costs simple.
- Gift Cards - We provide one of the most comprehensive and robust gift card programs available to brick and mortar businesses.
- Value Add Services - From PCI Compliance, to credit card stickers, to other receipt and paper supplies for your printers, ReImagine Biz has all of your payment processing needs covered.
How can we help you reimagine your payment processing needs?
Business Lending
We have partnered with a variety of banks, alternative lenders, commercial finance companies and hedge funds to provide the capital you need. We offer:
- Lines of Credit - Unsecured lines of credit up to $500K. Secured lines of credit up to $5M. We offer a variety of lower interest rate lines of credit which provides capital when you need it. Whether you are looking to cash out of a commercial property, refinance a property, or just need the security of knowing you have backup funding when you need it.
- Commercial Loans - We offer a variety of commercial loans to refinance or finance property, rental property, or multi-family properties. We offer high loan to value ratios and terms out to 30 years. Our rates are extremely competitive and we have express and lite documentation programs, in some cases, we don’t even need tax returns.
- Invoice Factoring - Unlock the value trapped in your accounts receivable. Up to 85% of your invoice advanced to you for working capital. If you have to wait more than 7 days to get paid on your invoices this may be a great cash flow solution. We provide lines up to $2.5M.
- Working Capital Loans - We can provide funds for pretty much any credit or business circumstances. Your credit score is not as important as cash flow and the ability to repay the loan. We have a 95% approval rate regardless of your credit score. If you’ve had challenges access capital in the past one of our working capital loans might be a great option.
Let us do the heavy lifting for you when it comes to securing the business loan you need.
Consumer Financing
Now you can grow your business by offering financing to your customers or patients. The data clearly shows consumer financing is a strong growth engine for businesses across all categories that sell higher ticket products or services.
We offer programs for strong credit to no credit, plus we give you the ability to extend a variety of 0% interest promotional offers. These offers help drive traffic to your store or website. (In many cases, average transaction size is significantly increased.)
We have integrated multiple lending products into one platform, resulting in more approvals and less declines.
The process is simple both for your customers and your business:
- Customer Submits Application - Your customer submits one application, receives an instant credit decision, and is presented with the best available loan offers.
- E-signs Documents - Once your customer selects their loan offer our platform automatically generates the loan agreement for them to electronically sign.
- You Get Funded Directly - Once you deliver your product/service to your customer, funds are sent to your bank account (via ACH) in 24-48 hrs.
Our special financing programs give your customers more options that are simple and affordable.
Equipment Financing
Preserve your credit lines with our equipment or fleet financing programs. With ReImagine Biz's unique network, we have exclusive partnerships with multiple direct lending companies to ensure you are getting the best terms and rate for your equipment financing.
Because of our distinctive position in the marketplace, we are able to work with a wide range of credit tiers while providing you with personalized U.S. based customer service.
We finance transactions as small as $10k to $5M and work with companies in a variety of industries, including:
- Medical
- Transportation
- Dental
- Restaurant & Hospitality
- Franchises
- Manufacturing
- Farming
- Technology
- Automotive
- E-Sports
- Plus Many More...
Invest in your business for the long haul.
Schedule an appointment to discuss how we can help you achieve your financing, lending, or payment processing goals.
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